Mortgage Loan Officer/Originator Job Description
The full details of a mortgage loan officer’s job description may vary from lender to lender. Some loan officers work long hours while others prefer to work a schedule structured around the time they are able to solicit consumers in their homes. Typically, the position entails:
Principal Duties
- Take mortgage loan applications by phone and prepare effective loan proposals
- Determine a consumer’s needs and offer the appropriate product
- Provide consumers with a superior level of customer service
- Maintain compliance with Aurora Financial Code of Conduct
- Meet monthly minimum personal production goals
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Knowledge, Skills and Ability Requirements
- Strong communication skills both verbal and written are REQUIRED.
- Telephone sales experience required
- Strong sense of responsibility for completing work quickly and accurately
- Detail-orientation with efficient focus on work activities
- Ability to delegate in a positive style with thorough follow up skills
- Basic computer skills
- Ability to work independently with minimal supervision
Licensing & Special Requirements
- Valid STATE NMLS licenses