Lending Guidelines & Resources Knowledge Base Lending Guidelines & Resources Adjustable Rate Mortgage (ARM) (1) What is an Adjustable Rate Mortgage (ARM) View All 1 FHA Home Loans (1) What is an FHA mortgage View All 1 Interest Rates (2) Difference between a mortgage interest rate and an APR Difference between your mortgage rate and the annual percentage rate or APR View All 2 Mortgage Insurance (1) Mortgage Insurance View All 1 Refinance (1) What is a Mortgage Refinance View All 1 Renovation Home Loans (1) What is a Renovation Home Loan View All 1 Reverse Mortgages (1) All About Reverse Mortgages View All 1 USDA Home Loans (1) What is a USDA Home Loan View All 1